Finbud Financial IPO Will Open On Nov 06, 2025 And Close On Nov 10, 2025. The ₹71.68 Cr. IPO Is A Fresh Offer. Finbud Financial IPO Price Band is Set At ₹140 to ₹142 Per share.
The Allotment Will Be Finalized On Nov 11, 2025 and Listing date is Expected on The NSE SME By Nov 13, 2025. Investor Quota like 33.28% Retail 14.00% HNI 47.44% QIB Category.
Financial Year 2025 Company Posted a total income ₹223.50 Cr. and A Net Profit of ₹8.50 Cr. Showing Strong Growth From The Previous Year. Based On Financial, The IPO Looks Promising For Long-term Investors.
Finbud Financial IPO Dates & Price Band Details
| Open Date | Nov 06, 2025 |
|---|---|
| Close Date | Nov 10, 2025 |
| Price Band | ₹140 to ₹142 per share |
| Face Value | ₹10 per equity share |
| Lot Size | 1,000 Shares |
| Type of Issue | Fresh Issue |
| Total Issue Size | 50,48,000 shares (Approx ₹71.68 Cr) |
| Market Maker | 2,53,000 shares (Approx ₹3.59 Cr) |
| Net Issue to the Public | 47,95,000 shares (Approx ₹68.09 Cr) |
| Issue Type | Bookbuilding IPO |
| Listing Exchange | NSE SME |
| Retail Investor Quota | 35% |
| NII (HNI) Quota | 15% |
| QIB Quota | 50% |
| Anchor Investor List | Click Here |
| DRHP (Draft Prospectus) | Click Here |
| RHP (Final Prospectus) | Click Here |
About Finbud Financial Limited
Our Company was originally incorporated on July 09, 2012 as “Finbud Financial Services Limited” The Company has partnered with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs, Finance Buddha is a prominent retail loan aggregation platform in India that helps people get personal loans, business loans, and home loans from banks and non-banking financial companies.
The company acquires customers through a hybrid strategy using digital marketing and through a wide network of external agents to reach out to prospective borrowers.
Product Offerings
1. Personal Loans: Unsecured loans primarily targeted at salaried individuals, with an average ticket size of around INR 10 lakhs. This segment forms the largest part of the company’s revenue from the agent channel.
2. Business Loans: Unsecured loans provided to SMEs with an average ticket size of INR 20 lakhs. This segment contributes significantly to the company’s overall revenue.
3. Home Loans: Secured loans for purchasing homes or mortgaging existing properties, serving both individuals and SMEs.
Our Competitive Strengths
Extensive agent network across India.
Strong digital lending platform with robust technological infrastructure.
Comprehensive range of loan products.
Partnerships with lending institutions.
Effective use of data analytics for customer profiling and loan approval.
Finbud Financial IPO Market Lot Size
The Minimum Lot Size For The Finbud Financial IPO is 1,000 Shares, Requiring An Application Amount of ₹2,84,000 and in multiples of 2,000 For Retail Investors. Investors Must Apply in Multiples of The Lot Size.
| Application | Lot Size | Shares | Amount |
|---|---|---|---|
| Retail Minimum | 2 | 2,000 | ₹2,84,000 |
| Retail Maximum | 2 | 2,000 | ₹2,84,000 |
| S-HNI Minimum | 3 | 3,000 | ₹4,26,000 |
| S-HNI Maxmum | 7 | 7,000 | ₹9,94,000 |
| B-HNI Minimum | 8 | 8,000 | ₹11,36,000 |
Objects Of The Issue
Working Capital Requirement.
Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited.
Funding for Business Development and Marketing Activities.
Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company.
General Corporate Purposes.
Finbud Financial IPO Allotment & Listing Date
Finbud Financial IPO Will Open on Nov 06 and Close on Nov 10, 2025. The allotment is Expected on Nov 11, With the Listing Scheduled on NSE SME For Nov 13, 2025 (More information below table).
| Anchor Investor Bidding | Wed, Nov, 05, 2025 |
|---|---|
| IPO Open | Thu, Oct 06, 2025 |
| IPO Close | Mon, Nov, 10, 2025 |
| Allotment Finalisation | Tue, Nov, 11, 2025 |
| Refunds / Unblocking | Wed, Nov, 12, 2025 |
| Shares Credited to Demat | Wed, Nov, 12, 2025 |
| Listing Date | Thu, Nov, 13, 2025 |
Finbud Financial IPO Financial Report (FY 2025)
Finbud Financial Reported a Total Income of ₹223.50 Cr. in FY 2025, Slightly up From ₹190.28 Cr. in FY 2024. The Company Net Profit Also Rose to ₹8.50 Cr. From ₹5.66 Cr. in the Previous Year Showing Consistent Financial Growth Ahead of its IPO. (More information below table).
| Period Ended | 31 Jul 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|
| Assets | 76.12 | 68.93 | 44.97 | 27.47 |
| Total Income | 85.82 | 223.50 | 190.28 | 135.57 |
| Profit After Tax | 3.33 | 8.50 | 5.66 | 1.83 |
| EBITDA | 5.87 | 14.66 | 10.59 | 4.23 |
| NET Worth | 39.31 | 35.98 | 11.79 | 6.13 |
| Reserves and Surplus | 25.31 | 21.98 | 11.77 | 6.12 |
| Total Borrowing | 20.48 | 18.51 | 12.43 | 7.40 |
| Amount in ₹ Crore |
Finbud Financial IPO Valuation Report – FY 2025 (KPI)
Check Detailed Finbud Financial IPO Valuation Metrics for FY 2025, including EPS, P/E Ratio, RoNW, NAV, ROCE, and other key financial indicators. These Ratios help Investors Assess the Company financial Health & Valuation Before applying for The IPO. (More information below table).
| KPI | Value |
|---|---|
| Return on Equity (ROE) | 23.61% |
| Return on Capital Employed (ROCE) | 32.11% |
| EBITDA Margin | 6.57% |
| PAT Margin | 3.81% |
| Debt-to-Equity Ratio | 0.51 |
| Earnings Per Share (EPS) | 6.07 |
| Price to Earnings Ratio (P/E) | 23.40 |
| Return on Net Worth (RoNW) | 23.61% |
| Net Asset Value (NAV) | 25.70 |
Our Company Promoters
- Parag Agarwal
- Parth Pande
- Vivek Bhatia
Comparison of Accounting Ratios with Industry Peers
| Name | CMP (Rs.) | Face Value (Rs.) | Basic EPS (Rs.) | P/E Ratio | RONW (%) | NAV per Equity Share (Rs.) | Revenue (Rs. in Lakhs) |
|---|---|---|---|---|---|---|---|
| Finbud Financial Services Limited | [•] | 10 | 6.07 | [•] | 23.61% | 25.70 | 22,328.28 |
| My Mudra Fincorp Limited | 77.6 | 10 | 9.96 | 7.79 | 16.87% | 46.85 | 8,036.52 |
| BLS E-Services Limited | 191 | 10 | 5.79 | 32.99 | 12.18% | 53.10 | 51,935.33 |
| PB Fintech Limited | 1806 | 2 | 7.77 | 236.08 | 5.49% | 140.06 | 4,97,721.00 |
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Finbud Financial Company Contact Details
Finbud Financial Services Ltd.
No.10, 1st Floor, 6th Main, 9th Cross Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
Finbud Financial Lead Manager
SKI CAPITAL SERVICES LIMITED
718, Dr Joshi Road, Karol Bagh,
New Delhi- 110005
Telephone No: +91-011-41189899
Website: skicapital.net
Email ID: ffsl@skicapital.net
Finbud Financial IPO Registrar
Skyline Financial Services Private Limited
D-000A, First Floor, Okhla Industrial Area,
Phase-I New Delhi -110020
Telephone No: 011-40450193-97
Email: ipo@skylinerta.com
Website: https://www.skylinerta.com/
Finbud Financial IPO FAQs
Question 1: What is the Finbud Financial IPO?
Answer 1: Finbud Financial IPO is a SME IPO of 50,48,000 equity shares of the face value of ₹10 approximately up to ₹71.68 Cr. The issue is price at ₹140 to ₹142 per share.
The Finbud Financial IPO opens on Nov 06, 2025 and closes on Nov 10, 2025.
Skyline Financial Services Private Limited is the registrar for the IPO. The shares to be listed on NSE SME.
Question 2: How to apply in Finbud Financial IPO through Groww?
Answer 2: Groww customers can apply online in Finbud Financial IPO using UPI as a payment gateway. Groww customers can apply in Finbud Financial IPO by login into Groww (back office) and submitting an IPO application form.
Steps to apply in Finbud Financial IPO through Groww –
Visit the Groww website and login to Groww.
Go to Main Page and click the Products & tools and click IPO tab.
New page Open and Show ‘ Finbud Financial IPO’ click the ‘Apply’ button.
Show IPO detail Shares lot Size and Bid Price & click here to Cutoff Price check Box and Continue.
Inter Your UPI id like . 95****299@kotak accept terms and condition click Box and Apply For IPO
groww share payment link Your UPI Mobile Number Pay Payment for IPO Bid to approve the e-mandate successfully submit application .
Question 3: When Finbud Financial IPO will open?
Answer 3: The Finbud Financial IPO opens on Nov 06, 2025, and closes on Nov 10, 2025.
Question 4: What is the lot size of Finbud Financial IPO?
Answer 4: Finbud Financial IPO lot size and the minimum order quantity is 1,000 Shares.
Question 5: How to apply for Finbud Financial IPO?
Answer 5: You can apply in Finbud Financial IPO online using either UPI or ASBA as a payment method. ASBA IPO application is available in the net banking of your bank account. UPI IPO application is offered by brokers who don’t offer banking services. Read more detail about applying IPO online through Groww, Zerodha, Upstox, 5Paisa, Phonepe Share Market, HDFC Bank, and Angel one.
Question 6: When is Finbud Financial IPO allotment date?
Answer 6: The Basis of Allotment for Finbud Financial IPO will be on Tue, Nov, 11, 2025, and the allotted shares will be credited to your demat account by Wed, Nov, 12, 2025. For Check the Finbud Financial IPO allotment status.
Question 7: When is Finbud Financial IPO listing date?
Answer 7: The Finbud Financial IPO listing date is Nov 13, 2025. The date of Finbud Financial IPO listing on Thu, Nov, 13, 2025.
