hdb Unlisted Share Price 2025

hdb Unlisted share Price : Are you thinking of investing in hdb Unlisted share Price ? Want to know its future Price target? In this guide, we will discuss hdb Unlisted share Price for the year 2025. Along with this, we will do a complete Fundamental Analysis to help You make the right Decision hdb Unlisted share Price.

OUR BUSINESS

Our Company was incorporated as ‘HDB Financial Services Limited June 4, 2007 We are one of the leading, diversified retail-focused non-banking financial companies (“NBFCs”) in India in terms of Total Gross Loan book size.

Our Company is categorized as an Upper Layer NBFC (NBFC-UL) by the RBI. We offer a large portfolio of lending products that cater to a growing and
diverse customer base through a wide omni-channel distribution Network.

Our lending products are offered through our three business verticals :-

• Enterprise Lending.
• Asset Finance. 
• Consumer Finance.

We believe that the success of our business model and operating philosophy is evidenced by our strong and sustained growth and profitability metrics.

We began our journey in 2007 as a subsidiary of HDFC Bank Limited (“HDFC Bank”), which is the largest private sector bank in India in terms of total assets of ₹36,880.7 billion as at September 30, 2024, with businesses (including those of its subsidiaries) spanning across retail and commercial banking, asset management, life insurance, general insurance and broking.

Under HDFC Bank’s parentage, we have embedded a philosophy of balancing between delivering long-term sustainable growth and profitability.

We have derived benefits from HDFC Bank’s parentage, including its brand recognition, while still establishing a set-up independent from HDFC Bank across our various functions including sourcing, underwriting, operations and risk management functions.

We are a diversified NBFC, with a goal of having an optimal mix across products, while maintaining a balanced approach to secured and unsecured loans in our loan book.

Our diversified product portfolio serves multiple credit needs of customers across three business verticals :-

Enterprise Lending :- accounting for 39.85% of our Total Gross Loans as at September 30, 2024 secured and unsecured loans primarily to micro, small and medium enterprises (“MSMEs”) to meet their varied and evolving business needs.

Asset Finance :-  accounting for 37.36% of our Total Gross Loans as at September 30, 2024 secured loans for purchase of new and used commercial vehicles, construction equipment and tractors, all of which are income generating assets for our customers; and
Consumer Finance :- accounting for 22.79% of our Total Gross Loans as at September 30, 2024 secured and unsecured loans for purchase of consumer durables, digital and lifestyle products, two-wheelers, automobiles and other unsecured personal loans.

We also offer business process outsourcing (“BPO”) services such as back-office support services, collection and sales support services to our Promoter as well as fee-based products such as distribution of insurance products primarily to our lending customers.

Our omni-channel “phygital” distribution model combines a large branch network, in-house tele-calling teams and various external distribution networks and channel partners.

we had a pan-India network of 1,772 branches in 1,162 towns across 31 States and Union Territories, with over 80% of our branches located outside the 20 largest cities in India.

Our network of branches is complemented by our external distribution channel partnerships with over 80 brands and original equipment manufacturers (“OEMs”) and external distribution networks with over 140,000 retailers and dealer touchpoints as at September 30, 2024.

Qualitative Factors

• Highly granular retail loan book, bolstered by a large and rapidly growing customer base with a focus on serving the underbanked customer segments.
• Large, diversified and seasoned product portfolio with a sustainable track record of diversification, growth and profitability through the cycles.
• Tailored sourcing supported by an omni-channel and digitally powered pan-India distribution network.
• Comprehensive systems and processes contributing to robust credit underwriting and strong collections.
• Advanced technology tools driving enhanced customer experience and efficiency across each stage of the customer lifecycle
• High-quality liability franchise with access to lowest cost, diversified borrowing sources and the highest credit rating
• Track record of robust financial performance with sustainable and profitable growth.
• Stable, highly experienced and professional management team supported by a talented workforce.
• Distinguished parentage of HDFC Bank, India’s largest private bank, enjoying strong trust and brand equity with consumers.

Comparison with listed peers :-

• Bajaj Finance Limited
• Sundaram Finance Limited
• L&T Finance Limited
• Mahindra & Mahindra Financial Services Limited
• Cholamandalam Investment and Finance CompanyLimited
• Shriram Finance Limited

hdb Unlisted Share Price Details

hdb Unlisted Share Price Details – Financial Data

hdb Share Price Target 2025

The share price of hdb may Ups & Down. According to our analysis levels, the minimum price of hdb share in 2025 can be ₹1120 and the maximum price can be ₹1400.