Laxmi India Finance IPO Will Open On July 29, 2025 And Close On July 31, 2025.The ₹ 254.25 Cr. IPO Is A Book Build Issue, Consisting Entirely of A Fresh Issue and offer for Sale . Laxmi India Finance IPO Price Band Is Set At ₹150 To ₹158 Per Share.
The Allotment will Be Finalized On Aug 01, 2025 and Listing date is Expected on The NSE BSE By Aug 05, 2025. Investor Quota like 50% QIB, 35% Retail, and 15% HNI Category.
Financial Year 2025 Company Posted a Revenue of ₹248.04 Cr. and A Net Profit of ₹36.01 Cr. Showing Strong Growth From The Previous Year. Based On Financial, The IPO Looks Promising For Long-term Investors.
About Laxmi India Finance Limited
Our Company was originally incorporated on May 10, 1996 as s ‘Laxmi India Finance Limited’We are a non-deposit taking non-banking financial company focused on serving the financial needs of underserved customers in India’s lending market. our operational network spans across 158 branches in rural, semi-urban and urban
areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh and Uttar Pradesh.
Our product portfolio includes MSME loans, vehicle loans, construction loans and other lending products catering to the diverse financial needs of our customers.
We offer a diversified range of lending products to meet the distinct needs of our customers. Our business verticals comprise:
- MSME Finance: We offer secured loans to MSME customers in the form of loans against property, to support their business operations, expansion and working capital needs.
- Vehicle Finance: We provide secured loans to our customers for purchasing used commercial vehicles, used personal vehicles, used tractors, two-wheelers, electric two-wheelers and electric three-wheelers.
- Construction Loans: We offer secured loans to retail customers for purchasing residential property or constructing, renovating or extending their homes
- Others: We provide (i) small-ticket unsecured business and personal loans to MSME and retail customers for their working capital requirements and personal use, respectively; and (ii) wholesale loans to other NBFCs.
We have diversified sources of funding and have access to funds from 47 lenders, including 8 public sector banks, 10 private banks, 7 small finance banks, 22 non-banking financial companies and financial institutions as of March 31, 2025.
Laxmi India Finance IPO Dates & Price Band Details
IPO Open Date
July 29, 2025
IPO Close Date
July 31, 2025
IPO Price Band
₹150 to ₹158 per share
Face Value
₹5 per equity share
Lot Size
94 Shares
Minimum Investment
₹14,852 Thousand (for 1 lot at ₹158)
IPO Issue Type
Book Built Issue
IPO Issue Size
1,60,92,195 shares (Approx ₹254.25Cr)
Fresh Issue
1,04,53,575 shares (Approx ₹165.16 Cr)
Offer for Sale
56,38,620 shares (Approx ₹89.09 Cr)
Retail Investor Quota
35%
QIB Quota
50%
NII (HNI) Quota
15%
Listing Exchange
NSE BSE
Anchor Investor List
Click Here
DRHP (Draft Prospectus)
Click Here
RHP (Final Prospectus)
Click Here
Laxmi India Finance IPO Market Lot Size
The Minimum Lot Size For The Laxmi India Finance IPO is 94 Shares, Requiring An Application Amount of ₹14,852 For Retail Investors. Investors Must Apply in Multiples of The Lot Size.
Application
Lot Size
Shares
Amount
Retail (Min)
1
94
₹14,852
Retail (Max)
13
1,222
₹1,93,076
S-HNI (Min)
14
1,316
₹2,07,928
S-HNI (Max)
67
6,298
₹9,95,084
B-HNI (Min)
68
6,392
₹10,09,936
Objects Of The Issue
N/A
Laxmi India Finance IPO Allotment & Listing Dates
Laxmi India Finance IPO Will Open on July 29 and Close on July 31, 2025. The allotment is Expected on Aug 01, With the Listing Scheduled on NSE BSE For Aug 05, 2025 (More information below table).
Anchor Investor Bidding
Mon, July 28, 2025
IPO Opens
Tue, July 29, 2025
IPO Closes
Thu, Jul 31, 2025
Allotment Finalisation
Fri, Aug 1, 2025
Refunds / Unblocking
Mon, Aug 4, 2025
Shares Credited to Demat
Mon, Aug 4, 2025
Listing Date
Tue, Aug 5, 2025
Laxmi India Finance IPO Financial Report (FY 2025)
Laxmi India Finance Reported a total Revenue of ₹248.04 Cr. in FY 2025, Slightly up From ₹175.02 Cr. in FY 2024. The Company Net Profit ₹36.01 Cr. From ₹22.47 Cr. in the Previous Year Showing Consistent Financial Growth Ahead of its IPO. (More information below table).
| Period Ended | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Assets | 1,412.52 | 984.85 | 778.71 |
| Revenue | 248.04 | 175.02 | 130.67 |
| Profit After Tax | 36.01 | 22.47 | 15.97 |
| EBITDA | 163.88 | 114.59 | 85.96 |
| Net Worth | 257.47 | 201.22 | 152.33 |
| Reserves and Surplus | 236.99 | 181.87 | 134.23 |
| Total Borrowing | 1,137.06 | 766.68 | 615.49 |
| Amount in ₹ Crore |
Laxmi India Finance IPO Valuation Report – FY 2025 (KPI)
Check Detailed Laxmi India Finance IPO Valuation Metrics for FY 2025, including EPS, P/E Ratio, RoNW, NAV, ROCE, and other key financial indicators. These Ratios help Investors Assess the Company financial Health & Valuation Before applying for The IPO. (More information below table).
| KPI | Value |
|---|---|
| Return on Equity (ROE) | [●] |
| Return on Capital Employed (ROCE) | [●] |
| EBITDA Margin | 66.07% |
| PAT Margin | 14.48% |
| Debt-to-Equity Ratio | 4.42 |
| Earnings Per Share (EPS) | 8.78 |
| Price to Earnings Ratio (P/E) | 17.99 |
| Return on Net Worth (RoNW) | 15.66 |
| Net Asset Value (NAV) | 61.57 |
Qualitative Factors
- Focus on MSME financing
- Access to diversified sources of capital and effective cost of funds
- Comprehensive credit assessment, underwriting and risk management framework
- Deeper regional penetration in semi-urban and rural areas supported by a mix of direct and indirect sourcing channels
- Our Hub and Branch model streamlines operations, reduces costs, and increases customer accessibility, driving business growth and market expansion
Our Company Promoters
- Deepak Baid
- Prem Devi Baid
- Aneesha Baid
- Hirak Vinimay Private Limited
- Deepak Hitech Motors Private Limited
- Prem Dealers Private Limited; and
- Vivan Baid Family Trust.
Comparison With Industry Peers
| Name of the Company | Face Value (₹) | EPS (Basic) (₹) | NAV per equity share (₹) | P/E | RoNW (%) | Total Income (₹ in Million) |
|---|---|---|---|---|---|---|
| Laxmi India Finance Limited | 5 | 8.78 | 61.57 | 17.99 | 15.66 | 2,480.38 |
| MAS Financial Services Limited | 10 | 17.48 | 142.50 | 16.97 | 14.71 | 15,204.50 |
| Five Star Business Finance Limited | 1 | 36.61 | 214.13 | 20.60 | 18.60 | 28,660.24 |
| SBFC Finance Limited | 10 | 3.21 | 29.40 | 34.38 | 11.39 | 13,067.46 |
| Ugro Capital Limited | 10 | 15.65 | 222.57 | 11.65 | 8.68 | 14,418.46 |
| CSL Finance Limited | 10 | 31.64 | 241.21 | 10.56 | 14.18 | 2,160.43 |
| AKME Fintrade (India) Limited | 10 | 8.28 | 89.56 | 0.94 | 11.09 | 1,027.21 |
| Moneyboxx Finance Limited | 10 | 0.39 | 79.85 | 476.67 | 0.53 | 1,992.27 |
Also Read – Laxmi India Finance IPO GMP Today, Grey Market Premium Live
Laxmi India Finance Company Contact Details
Corporate Office: 2 DFL, Gopinath Marg,
MI Road, Jaipur-302001, Rajasthan, India
Telephone: +91 9773376198
Website: www.lifc.co.in
E-mail: investors@lifc.in
Laxmi India Finance IPO Lead Manager
PL CAPITAL MARKETS PRIVATE LIMITED.
3rd Floor, Sadhana House, 570,
P. B. Marg, Worli, Mumbai – 400 018,
Maharashtra, India.
Telephone: +91 22 6632 2222
Email: laxmiindiaipo@plindia.com
Website: www.plindia.com
Laxmi India Finance IPO Registrar
MUFG INTIME INDIA PRIVATE LIMITED
C-101, 1st Floor, 247 Park,
Lal Bahadur Shastri Marg, Vikhroli
(West) Mumbai, Maharashtra- 400083
Telephone: +91810 811 4949
Email: laxmifinance.ipo@in.mpms.mufg.com
Website: www.in.mpms.mufg.com
Laxmi India Finance IPO FAQs
Question 1: What is the Laxmi India Finance IPO?
Answer 1: Laxmi India Finance IPO is a Mainboard IPO of 1,60,92,195 equity shares of the face value of ₹5 approximately up to ₹ 254.25 Cr. The issue is price at ₹150 to ₹158 per share.
The Laxmi India Finance IPO opens on 29 July 2025 and closes on 31 July 2025.
Bigshare Services Private Limited is the registrar for the IPO. The shares to be listed on NSE BSE.
Question 2: How to apply in Laxmi India Finance IPO through Groww?
Answer 2: Groww customers can apply online in Laxmi India Finance IPO using UPI as a payment gateway. Groww customers can apply in Laxmi India Finance IPO by login into Groww (back office) and submitting an IPO application form.
Steps to apply in Laxmi India Finance IPO through Groww –
- Visit the Groww website and login to Groww.
- Go to Main Page and click the Products & tools and click IPO tab.
- New page Open and Show ‘Laxmi India Finance IPO’ click the ‘Apply’ button.
- Show IPO detail Shares lot Size and Bid Price & click here to Cutoff Price check Box and Continue.
- Inter Your UPI id like . 95****299@kotak accept terms and condition click Box and Apply For IPO
- groww share payment link Your UPI Mobile Number Pay Payment for IPO Bid to approve the e-mandate successfully submit application .
Question 3: When Laxmi India Finance IPO will open?
Answer 3: The Laxmi India Finance IPO opens on July 29, 2025 and closes on July 31, 2025.
Question 4: What is the lot size of Laxmi India Finance IPO?
Answer 4: Laxmi India Finance IPO lot size and the minimum order quantity is 94 Shares.
Question 5: How to apply for Laxmi India Finance IPO?
Answer 5: You can apply in Laxmi India Finance IPO online using either UPI or ASBA as a payment method. ASBA IPO application is available in the net banking of your bank account. UPI IPO application is offered by brokers who don’t offer banking services. Read more detail about applying IPO online through Groww, Zerodha, Upstox, 5Paisa, Phonepe Share Market, HDFC Bank, and Angel one.
Question 6: When is Laxmi India Finance IPO allotment date?
Answer 6: The Basis of Allotment for Laxmi India Finance IPO will be on Fri, Aug 01 2025, and the allotted shares will be credited to your demat account by ,Aug 04 2025. For Check the Laxmi India Finance IPO allotment status.
Question 7: When is Laxmi India Finance IPO listing date?
Answer 7: The Laxmi India Finance IPO listing date is 05 Aug 2025. The date of Laxmi India Finance IPO listing on Tue, Aug 05 2025.
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