Tata Capital Ltd. is a Book Build Issue of 47.58 Cr Shares. The Issue is a Combination of Fresh Issue of 21.00 Cr Shares & offer for Sale of 26.58 Cr Shares.
Tata Capital IPO Open For Subscription on Oct 6, 2025 and Closes on Oct 8, 2025. The Allotment for the Tata Capital IPO is Expected to be Finalized on 09 Oct 2025. Tata Capital IPO Will List on BSE, NSE With a Tentative Listing Date Fixed As 13 Oct 2025.
Tata Capital IPO Price Band is Set at [.] to [.] Per Equity Shares.
Kotak Mahindra Capital Company Limited. is The Book Running Lead Manager & MUFG Intime India Pvt.Ltd. is the Registrar of the Issue.
Tata Capital IPO Dates & Price Band Details
| Open Date | Oct 06, 2025 |
|---|---|
| Close Date | Oct 08, 2025 |
| Price Band | [.] to [.] per share |
| Face Value | ₹10 per equity share |
| Lot Size | - |
| Type of Issue | Fresh Issue and OFS |
| Total Issue Size | Up to 475,824,280 Shares (aggregating up to ₹[●] Cr.) |
| Fresh Issue | Up to 210,000,000 Shares (aggregating up to ₹[●]Cr.) |
| Offer For Sale | Up to 265,824,280 Shares (aggregating up to ₹[●]Cr.) |
| Employee Reservation | Up to 1,200,000 Shares (aggregating up to ₹[●]Cr.) |
| Issue Type | Bookbuilding IPO |
| Listing Exchange | BSE & NSE |
| Retail Investor Quota | 35.00% |
| QIB Quota | 50.00% |
| NII (HNI) Quota | 15.00% |
| Anchor Investor List | Click Here |
| DRHP (Draft Prospectus) | Click Here |
| RHP (Final Prospectus) | Click Here |
About Tata Capital Limited
Our Company was originally incorporated on 08 March 1991 as “Tata Capital Limited” We are the flagship financial services company of the Tata group and a subsidiary of Tata Sons Private Limited, the holding company of the Tata group and the Promoter of our Company.
Our Lending Business Comprises the Following Verticals, each focused on distinct customer needs:
Retail Finance: We typically offer to salaried and self-employed individuals and owners of small businesses (“Retail Customers”) a wide range of loans, such as home loans, loans against property, personal loans, business loans, twowheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities,
microfinance loans, and education loans.
SME Finance: We offer supply chain finance, equipment finance, and leasing solutions to our customers. Further, we offer term loans, cleantech and infrastructure finance, and developer finance to businesses.
Corporate Finance: We offer term loans, cleantech and infrastructure finance, and developer finance to businesses.
Tata group is one of India’s most distinguished business groups, comprising companies across 10 verticals such as automotive, technology, steel, financial services, aerospace and defence, and consumer and retail.
Our branches are supported by an extensive network of external channels comprising over 30,000 DSAs, over 400 OEMs, over 8,000 dealers.
We have an extensive pan-India distribution network comprising 1,516 branches across 27 States and Union Territories, as at June 30, 2025.
Our branch network is complemented by our proprietary digital platforms, including our website and mobile apps, which work together to support our ‘phygital’ strategy. Furthermore, we have established partnerships with direct selling agents (“DSAs”), original equipment manufacturers (“OEMs”), dealers, and digital partners to broaden our reach.
Tata Capital IPO Allotment & Listing Dates
Tata Capital IPO Will Open on Oct 06, and Close on Oct 08, 2025. The allotment is Expected on Oct 09, With the Listing Scheduled on NSE BSE For Oct 13, 2025 (More information below table).
| Anchor Investor Bid | Fri,Oct 03, 2025 |
|---|---|
| IPO Open | Mon, Oct 6, 2025 |
| IPO Close | Wed,Oct 8, 2025 |
| Allotment Finalisation | Thu, Oct 9, 2025 |
| Refunds / Unblocking Groceries | Fri, Oct 10, 2025 |
| Shares Credited to Demat | Fri, Oct 10, 2025 |
| Listing Date | Mon, Oct 13, 2025 |
Tata Capital IPO Financial Report (FY 2025)
Tata Capital Reported a Total Income of ₹28,369.87 Cr. in FY 2025, Slightly up From ₹18,198.38 Cr. in FY 2024. The Company Net Profit Also Rose to ₹3,655.02 Cr. From ₹3,326.96 Cr. in the Previous Year Showing Consistent Financial Growth Ahead of its IPO. (More information below table).
| Period Ended | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Assets | 2,48,465.01 | 1,76,693.98 | 1,35,626.10 |
| Total Income | 28,369.87 | 18,198.38 | 13,637.49 |
| Profit After Tax | 3,655.02 | 3,326.96 | 2,945.77 |
| EBITDA | 20,338.22 | 14,247.76 | 10,763.22 |
| NET Worth | 32,587.82 | 23,540.19 | 17,959.06 |
| Reserves and Surplus | 24,299.36 | 18,121.83 | 11,899.32 |
| Total Borrowing | 2,08,414.93 | 1,48,185.29 | 1,13,335.91 |
| Amount in ₹ Crore |
Tata Capital IPO Valuation Report – FY 2025 (KPI)
Check Detailed Tata Capital IPO Valuation Metrics for FY 2025, including EPS, P/E Ratio, RoNW, NAV, ROCE, and other key financial indicators. These Ratios help Investors Assess the Company financial Health & Valuation Before applying for The IPO. (More information below table).
| KPI | Value |
|---|---|
| Return on Equity (ROE) | 12.5% |
| Return on Capital Employed (ROCE) | - |
| EBITDA Margin | - |
| PAT Margin | - |
| Debt-to-Equity Ratio | 6.5 |
| Earnings Per Share (EPS) | 9.3 |
| Price to Earnings Ratio (P/E) | - |
| Return on Net Worth (RoNW) | 11.2% |
| Net Asset Value (NAV) | 82.0 |
Our Competitive Strengths
Flagship financial services company of the Tata group, with a legacy of over 150 years.
Third largest diversified NBFC in India, with the most comprehensive lending product suite.
Omni-channel distribution model, comprising our pan-India branch network, partnerships and digital platforms.
Prudent risk culture and robust credit underwriting and collections capabilities, resulting in stable asset quality.
Digital and analytics at the core of our business, driving high quality experience and business outcomes.
Highest credit rating with a diverse liability profile.
Consistent track record of strong financial performance highlighted by attractive asset quality.
Experienced management backed by a team of dedicated professionals.
Our Company Promoters
- Tata Sons Private Limited
Tata Capital Comparison With Industry Peers
| Name of the Company | Face Value (₹) | EPS (₹) Basic | Return on Net Worth | NAV (₹) | P/E | Revenue FY25 (₹ mn) |
|---|---|---|---|---|---|---|
| Tata Capital | 10 | 9.3 | 11.2% | 79.5 | ● | 283,127.4 |
| Bajaj Finance Limited | 1 | 26.9 | 17.4% | 155.6 | 37.8 | 696,835.1 |
| Shriram Finance Limited | 2 | 50.8 | 16.8% | 300.3 | 12.1 | 418,344.2 |
| Cholamandalam Finance | 2 | 50.7 | 18.0% | 281.5 | 31.5 | 258,459.8 |
| L&T Finance Limited | 10 | 10.6 | 10.3% | 102.5 | 23.1 | 159,242.4 |
| Sundaram Finance Limited | 10 | 170.5 | 13.3% | 1,187.8 | 26.9 | 84,856.3 |
| HDB Financial Services Limited | 10 | 27.4 | 14.6% | 198.8 | 28.1 | 163,002.8 |
Also Read: Tata Capital IPO GMP Today, Grey Market Premium Live
Also Read: Groww IPO Date, Price, GMP, Review, Details
Tata Capital Company Contact Details
Corporate Office: 11th Floor,
Tower A, Peninsula Business Park,
Ganpatrao Kadam Marg, Lower Parel,
Mumbai 400 013, Maharashtra, India.
Tel: +91 022 6606 9000.
E-mail: investors@tatacapital.com.
Website: www.tatacapital.com.
Tata Capital Lead Manager
Kotak Mahindra Capital Company Limited
Axis Capital Limited
BNP Paribas
Citigroup Global Markets India Private Limited
HDFC Bank Limited
HSBC Securities and Capital Markets (India) Private Limited
ICICI Securities Limited
IIFL Capital Services Limited
J.P. Morgan India Private Limited
SBI Capital Markets Limited
Tata Capital IPO Registrar
MUFG Intime India Private Limited
C-101, 1st Floor, Embassy 247
L.B.S. Marg, Vikhroli West
Mumbai 400 083 Maharashtra,India
Telephone: +91 810 811 4949
Email: tatacapital.ipo@in.mpms.mufg.com
Website: https://in.mpms.mufg.com
Tata Capital IPO FAQs
Question 1: What is the Tata Capital IPO?
Answer 1: Tata Capital IPO is a Mainboard IPO of 475,824,280 equity shares of the face value of ₹10 approximately up to ₹[.] Cr. The issue is price at ₹[.] to ₹[.] per share.
The Tata Capital IPO opens on 06, Oct 2025 and closes on 08, Oct 2025.
MUFG Intime India Private Limited is the registrar for the IPO. The shares to be listed on NSE BSE.
Question 2: How to apply in Tata Capital IPO through Groww?
Answer 2: Groww customers can apply online in Tata Capital IPO using UPI as a payment gateway. Groww customers can apply in Tata Capital IPO by login into Groww (back office) and submitting an IPO application form.
Steps to apply in Tata Capital IPO through Groww –
Visit the Groww website and login to Groww.
Go to Main Page and click the Products & tools and click IPO tab.
New page Open and Show ‘Tata Capital IPO’ click the ‘Apply’ button.
Show IPO detail Shares lot Size and Bid Price & click here to Cutoff Price check Box and Continue.
Inter Your UPI id like . 95****299@kotak accept terms and condition click Box and Apply For IPO
groww share payment link Your UPI Mobile Number Pay Payment for IPO Bid to approve the e-mandate successfully submit application .
Question 3: When Tata Capital IPO will open?
Answer 3: The Tata Capital IPO opens on Oct 06, 2025 and closes on Oct 08, 2025.
Question 4: What is the lot size of Tata Capital IPO?
Answer 4: Tata Capital IPO lot size and the minimum order quantity is [.] Shares.
Question 5: How to apply for Tata Capital IPO?
Answer 5: You can apply in Tata Capital IPO online using either UPI or ASBA as a payment method. ASBA IPO application is available in the net banking of your bank account. UPI IPO application is offered by brokers who don’t offer banking services. Read more detail about applying IPO online through Groww, Zerodha, Upstox, 5Paisa, Phonepe Share Market, HDFC Bank, and Angel one.
Question 6: When is Tata Capital IPO allotment date?
Answer 6: The Basis of Allotment for Tata Capital IPO will be on Thu, Oct 09, 2025, and the allotted shares will be credited to your demat account by, Fri, Oct 10, 2025. For Check the Tata Capital IPO allotment status.
Question 7: When is Tata Capital IPO listing date?
Answer 7: The Tata Capital IPO listing date is Oct 13, 2025. The date of Tata Capital IPO listing on Mon, Oct 13, 2025.
