IDFC FIRST Bank Fixed Deposit Rates: Senior Citizens Will get an additional 0.50% interest Per Annum on Fixed deposit of less than ₹3 cr, along with the Fixed Deposit rates Applicable to Ordinary Citizens.
IDFC FIRST Bank Fixed Deposit Rates: IDFC FIRST Bank has Announced Revised Fixed Deposit interest rates for Fixed Deposit Less than ₹3 Cr, which will be Applicable from 04 November 2025. IDFC FIRST Bank is offering Competitive Return Across different tenure, suitable for both short-term and Long-term investment.
IDFC FIRST Bank Latest FD Rate for General Citizens 2026
| Tenure | Interest Rate (p.a.) |
|---|---|
| 7 to 45 days | 3.00% |
| 46 to 90 days | 4.00% |
| 91 to 180 days | 4.50% |
| 181 days to (1 Year) | 5.50% |
| 1 Year | 6.30% |
| 1 Year 1 day to 370 days | 6.30% |
| 371 to 449 days | 6.50% |
| 450 days – 2 Year | 7.00% |
| 2 Years 1 day – 5 Year | 7.00% |
| 5 Years 1 day – 10 Year | 6.00% |
For the General Public IDFC FIRST Bank offers interest rates starting at 3.00% Per Annum on Fixed deposit with tenures ranging from 7 days to 45 days. Deposits with a tenure of 46 days to 90 days will earn a 4.00% Per annum interest rate, while those with a tenure of 91 days to 180 days will earn a 4.50% per annum interest rate.
If you book an FD with the bank for a tenure of 181 days to less than one year, you will earn a 5.50% per annum interest rate.
A one-year deposit with IDFC FIRST Bank will Earn a customer a 6.30% per Annum interest rate. The same interest rate applies to Fixed deposit with tenures ranging from one year and one day to 370 days. Deposits with a tenure of 371 days to 449 days will earn a 6.50% Per annum interest rate.
Also Read : Fixed Deposit Interest Rates
The bank offer 7.00% annual interest on Fixed Deposit ranging from 450 days to two Year and on fixed deposit ranging from 2 years and 1 day to five years. Long-term bank deposits ranging from 5 years and 1 day to 10 years offer an interest rate of 6.00% per Annum.
IDFC FIRST Bank FD Rates for Senior Citizens 2026
Senior citizens with IDFC FIRST Bank Will receive an additional 0.50% interest Per annum on Fixed Deposit of less than ₹3 Cr, Over and above the Fixed deposit rate Applicable to ordinary Citizens. This additional Interest rate enhances your overall Returns, Especially for those Choosing Medium-long Term tenures With the Bank.
About IDFC First Bank
IDFC First Bank is a Large Private Sector Bank in India Committed to Putting its Customers First in Everything it does, as its tagline (Always You First) Demonstrates. Launched in 2015 as Part of IDFC Ltd, the bank initially Focused heavily on infrastructure Lending, but after Merging with Capital First in 2018, it Adopted a robust retail Banking approach.
Also Raed: Slice Small Finance Bank Fd Rate
IDFC Bank has 1,002 Branches and 1,041 ATM Machines Across the Country, Located in city, towns, and Village. The bank offer its Customer a Wide range of Financial Services, including Savings Accounts, Personal and Home Loan, car Finance, Credit Cards, Wealth Management, and Fixed Deposits.
The Fixed Deposit (FD) offering at IDFC First Bank is Designed to offer Safe and Healthy Returns along with Flexible Tenures, Competitive interest rates and easy online Booking options, Making it a Reliable investment option for Customers Seeking stability and Growth of their Money.
Types of IDFC FIRST Bank Fixed Deposit (FD) Schemes
IDFC FIRST Bank offers a Variety of Fixed Deposit Schemes to suit your Financial goals. Choose the one that Best suits Your Financial goals:
Standard Fixed Deposit: This offers Higher interest rates than Savings Accounts with Fixed Deposit Tenures ranging from 7 day to 10 year.
Senior Citizen FD: If you are over 60 year of age, you can Qualify as a Senior citizen Customer. The bank offers better Retirement plans and Extra interest on FD Savings.
Flexi Fixed Deposit: Take advantage of the Flexibility of your Savings account with FD returns. Enable the auto-sweep Feature, which gives you the option to earn More Money while keeping Surplus funds in your Bank account Accessible.
Green Deposit: Invest in a Better future with the bank through Green Deposits. Your Money supports Eco-friendly and Sustainable Project.
NRI Fixed Deposit: If you Live out-side India, then you can earn good interest rate by Making NRI Fixed Deposit in the Bank.
