Capital Small Finanace Bank IPO Details GMP Price, Launch Date, share price, Issue Size, Review

OUR BUSINESS

We commenced operations as India’s first small finance bank in 2016, and are among the leading SFBs in India in terms of cost of funds, retail deposits, and CASA deposits for Fiscal 2023. We had the highest proportion of retail deposits at 97.90% along with a CASA ratio of 41.88% resulting in the lowest cost of funds of 5.12% among the SFBs as of Fiscal 2023.

We have the most diversified portfolio with sizeable books in multiple asset classes as compared to other SFBs with the highest proportion of secured lending of 99.82% as of Fiscal 2023 among the SFBs. We have one of the best asset quality among the SFBs represented by GNPA and NNPA of 2.77% and 1.36%, respectively as of Fiscal 2023,

and the lowest average GNPA at 2.45% and the third lowest average NNPA among the SFBs at 1.28% from Fiscals 2021 to Fiscal 2023. We are the only SFB to show an increasing trend in profit after tax, RoA, and RoE for both Fiscal 2022 and Fiscal 2023 depicting our consistent outperformance against comparable SFBs.

CAPITAL SMALL FINANCE BANK IPO DATE & PRICE BAND DETAILS

IPO Open Date February 7, 2024
IPO Close DateFebruary 9, 2024
IPO SizeApprox ₹523.07 Crores
IPO Fresh IssueApprox ₹450.00 Crores
Offer For SaleApprox ₹73.07 Crores
IPO Face Value ₹10 Per Equity Share
IPO Price Band₹445to ₹468 Per Every Share
IPO Listing OnNSE and BSE
IPO Retail Quota15%
IPO QIB Quota50%
IPO NII Quota30%
IPO DiscountN/A
DRHP DraftClick here
RHP DraftClick here
Anchor InvestorClick here

CAPITAL SMALL FINANCE BANK IPO MARKET LOT DETAILS

ApplicationLot SizeSharesAmount
Retail Minimum132₹14,976
Retail Maximum13416₹194,688
S-HNI Minimum14448₹2,09,664
B-HNI Minimum672,144₹10,03,392

OBJECTS OF THE OFFER

Each of the Selling Shareholders will be entitled to their respective portion of the proceeds from the Offer for Sale in proportion to the Equity Shares offered by the respective Selling Shareholders as part of the Offer for Sale. Our Bank will not receive any proceeds from the Offer for Sale.

CAPITAL SMALL FINANCE BANK IPO ALLOTMENT & LISTING DATE (DETAILS)

Anchor Investor AllotmentFeb 6, 2024
IPO Open DateFeb 7, 2024
IPO Close DateFeb 9, 2024
Basis of AllotmentFeb 12, 2024
RefundsFeb 13, 2024
Credit to Demat AccountFeb 13, 2024
IPO Listing DateFeb 14, 2024

CAPITAL SMALL FINANCE BANK FINANCIAL REPORT

₹ in Crores
YearRevenueExpensePAT
2023₹725.48 ₹631.88 ₹93.60
2022 ₹632.40 ₹569.83 ₹62.57
2021 ₹557.27 ₹516.48 ₹40.78

OUR PROMOTERS

The Promoters of our Bank are:

  1. Sarvjit Singh Samra
  2. Amarjit Singh Samra
  3. Navneet Kaur Samra
  4. Surinder Kaur Samra
  5. Dinesh Gupta.

QUALITATIVE FACTOR

We believe the following business strengths allow us to successfully compete in the industry

  • Retail Focused Liability Franchise with a High Share of CASA
  • Secured and diversified advanced portfolio
  • Streamlined credit assessment processes and risk management practices
  • Customer-centric approach and deep understanding of target customers
  • Consistent track record of growth with constantly improving operational and profitability metrics
  • Professional and experienced leadership team

Basic & Diluted Earnings Per Equity Share (“EPS”)

Financial Year EndedBasic EPS (in ₹)Diluted EPS (in ₹)Weight
March 31, 202327.3527.213
March 31, 202218.4118.222
March 31, 202112.0411.981
Weighted Average21.8221.68

CAPITAL SMALL FINANCE BANK COMPANY CONTACT DETAILS

MIDAS Corporate Park
3rdFloor, 37, G.T. Road
Jalandhar 144 001
Punjab, India
Tel:+ 91 181 5051 111
Email:cs@capitalbank.co.in, csfbipo@capitalbank.co.in
Website:www.capitalbank.co.in

CAPITAL SMALL FINANCE BANK IPO REGISTAR

Link Intime India Private Limited
C-101, 1stFloor
247 Park, L.B.S. Marg
Vikhroli WestMumbai 400 083
Maharashtra, India
Tel: +91 810 811 4949
Email: olaelectric.ipo@linkintime.co.in
Website: www.linkintime.co.in
Investor Grievance ID: olaelectric.ipo@linkintime.co.in
Contact Person: Shanti Gopalkrishnan

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